Infinity Trust Mortgage Bank Announces Robust 2025 Financial Performance
Infinity Trust Mortgage Bank Plc has published its unaudited financial results for the year ended December 31, 2025, revealing a year of exceptional growth and profitability. The bank reported a pre-tax profit of N3.02 billion, marking a substantial 75.1% increase from the N1.72 billion recorded in the prior year.
Drivers of Financial Growth
The impressive results were anchored by strong revenue generation, with gross earnings climbing 50.5% to N6.61 billion in 2025 from N4.39 billion in 2024. This performance was primarily driven by the bank’s expanding mortgage portfolio and robust interest income margins. Notably, the bank managed to significantly reduce its impairment charges, reflecting effective credit risk management even as its loan book grew. This prudent approach contributed to a staggering 95.7% rise in profit after tax, which reached N2.9 billion.
Operational expansion was a key theme, with total assets growing by 78.3% to N44.74 billion. This surge was fueled by a significant increase in loans and advances, particularly mortgage loans, which rose to N30.6 billion. Supporting this growth, the bank’s equity strengthened by 38.3% to N12.72 billion, providing a solid capital base for future activities. While the bank’s stock price remained flat at N7.00 throughout 2025, it has shown a 22% year-to-date gain in 2026, indicating renewed investor interest.
Strategic Position and Market Context
The bank’s strategic focus on its core mortgage lending business has clearly paid dividends, positioning it for continued expansion. However, a point of consideration for investors is the bank’s free float, with only 10.86% of its shares available for public trading. This financial update from Infinity Trust Mortgage Bank arrives amidst broader economic discussions, such as the impact of global oil prices on national economies and corporate strategies. While events like the Benin Coup or the Eko Disco appoints new leadership capture headlines in other sectors, and societal conversations continue on topics like the call to forget Biafra from some Igbo leaders, the performance of institutions like Infinity Trust Mortgage Bank underscores the resilience and potential within Nigeria’s specialized financial services sector.
